Commercial Account Management Analyst (HYBRID WITHIN FULTON FOOTPRINT - DE, MD, NJ, PA, VA)
Company: Disability Solutions
Location: Rockaway
Posted on: October 12, 2024
Job Description:
Value PropositionOur values define us and our inspires us to Our
employees are the heart and soul of our company, and every success
we experience begins with them. Together we are committed to making
a positive impact in our We champion a culture of and We promote a
digitally enabled work environment to continuously enhance the
experience of our OverviewThis role functions as the subject matter
expert for all Account Management processes, providing assistance
to both internal stakeholders and external customers. The incumbent
in this role provides credit review, analysis, and credit risk
management for an assigned population of accounts. Through
consultation, the incumbent maintains and expands responsive
relationships with necessary stakeholders to ensure operational
excellence within the business unit and consistent delivery of
respectable customer experiences.Responsibilities
- Manage credit risk for an assigned portfolio upon triggers or
alerts, or for lines of credit approaching the end of the draw
period. Determine impact of triggers to make recommendations for
next steps in accordance with policy and procedures. Monitor
delinquency and payment collection efforts through communication
with Special Assets.
- Interact with necessary stakeholders on a regular basis to
understand the customer's situation and future intentions. Provide
support to other areas of the business and to external stakeholders
when appropriate. Act as a liaison between the customer's
relationship manager and Special Assets. Provide limited customer
contact and assist in joint customer telephone conference calls
when needed.
- Provide analysis of credit and financial information and
decision recommendation for accounts identified as high risk or
that fall outside of establish metrics. Assess credit exposure and
make recommendations on structure and/or whether to suspend
accounts or leave them open.
- Ensure credit review and risk rating practices are continuous,
complete, and accurate. Determine the level of review required for
each loan being reviewed. Present reviews with detailed/documented
recommendation to management when enhanced criteria is being
considered for exception approval. When applicable, will be
responsible for communicating the results of the review to the
customer and to operations.
- Review and decision Fixed Rate Advance, loan modification, and
subordination requests; review support documentation for accuracy
and completeness. Communicate with settlement agents and lenders to
obtain missing requirements. Ensure that all documents prepared
and/or approved for account management requests and communications
with internal customers adhere to departmental approved policies
and procedures.Additional Responsibilities
- May have responsibility for the management and execution of the
Small Business Trigger model
- May conduct the financial analyses on portfolio lines of credit
approaching the end of the draw period, utilizing established End
of Draw (EOD) criteria, to determine eligibility for renewal.
Ensure that all EOD reviews completed, account management
approvals, and communications with internal and external customers
remain compliant with all regulatory guidance and adhere to
established departmental policies and procedures.
- May have expanded role within CRM system and serve as lead
contact for junior staff, internal stakeholders, and external
customers when management is unavailable.
QualificationsEducationBachelor Degree or the equivalent
experience. Specialty: business administration or related field.
(Required)Experience3 or more years consumer, commercial, or small
business lending experience. (Required)Knowledge, Skills, and
Abilities
- Financial analysis (Preferred)Other Duties as Assigned by
ManagerThis role may perform other job duties as assigned by the
manager. Each employee of the Organization, regardless of position,
is accountable for reading, understanding and acting on the
contents of all Company-assigned and/or job related Compliance
Programs, regulations and policies and procedures, as well as
ensure that all Compliance Training assignments are completed by
established due dates. This includes but is not limited to,
understanding and identifying compliance risks impacting their
department(s), ensuring compliance with applicable laws or
regulations, and escalating compliance risks to the appropriate
level of management.Pay TransparencyTo provide greater transparency
to candidates, we share base salary ranges on all job postings
regardless of state. We set standard salary ranges for our roles
based on the position, function, and responsibilities, as
benchmarked against similarly sized companies in our industry.
Specific compensation offered will be determined based on a
combination of factors including the candidate's knowledge, skills,
depth of work experience, and relevant licenses/credentials. The
salary range may vary based on geographic location.The salary range
for this position is $53,500.00 - $89,100.00
annually.BenefitsAdditionally, as part of our Total Rewards
program, Fulton Bank offers a comprehensive benefits package to
those who qualify. This includes medical plans with prescription
drug coverage; flexible spending account or health savings account
depending on the medical plan chosen; dental and vision insurance;
life insurance; 401(k) program with employer match and Employee
Stock Purchase Plan; paid time off programs including holiday pay
and paid volunteer time; disability insurance coverage and
maternity and parental leave; adoption assistance; educational
assistance and a robust wellness program with financial incentives.
To learn more about your potential eligibility for these programs,
please visit .EEO StatementFulton Bank ("Fulton") is an equal
opportunity employer and is committed to providing equal employment
opportunity for all qualified persons. Fulton will recruit, hire,
train and promote persons in all job titles, and ensure that all
other personnel actions are administered, without regard to race,
color, religion, creed, sexual orientation, national origin,
citizenship, gender, gender identity, age, genetic information,
marital status, disability, covered veteran status, or any other
legally protected status. Sponsorship StatementAs a condition of
employment, individuals must be authorized to work in the United
States without sponsorship for a work visa by Fulton Bank currently
or in the future.
Keywords: Disability Solutions, Stratford , Commercial Account Management Analyst (HYBRID WITHIN FULTON FOOTPRINT - DE, MD, NJ, PA, VA), Executive , Rockaway, Connecticut
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